HOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised reviewHOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised review
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Prop Firm Comparison Table 2026

Compare evaluation rules, fees, profit splits, and payout speeds across every firm we've tested.

Firm Score Eval Type Max Account Profit Split Challenge Fee
($100K)		 Min Days Drawdown News Trade Weekend Payout Speed Visit
4.0 ★ 2-Step Classic $400000 80% base, up to 100% via scaling from €49 5 per phase Static ✗ ✓ 17 hours median Visit →
2.6 ★ Instant / 1-Phase / 2-Phase $200000 50% base, scales to 90% from $58 None on Instant Static ✓ ✓ After 15 trading days, or every 30 days Visit →
4.0 ★ 1-Step / 2-Step / Instant $200000 (scaled to $400,000) 80% base, up to 90% from $21 3 Static ✓ ✓ Every 14 days Visit →
3.8 ★ 1-Step / 2-Step / Instant / Phoenix $200000 (scaled to $2,000,000 via Phoenix) 88% flat across all account types from $49 3 profitable days per phase Static and Trailing (varies by program) ✓ ✓ Every 14 days Visit →
3.1 ★ 1-Step / 2-Step / Instant $300000 70% base, up to 95% from $23 None Static (6 of 8 account types) ✗ ✗ 14-21 days first, then every 14 days Visit →
4.5 ★ Instant / 1-Step Express / 2-Step Classic $2,500,000 (scaled) 80% base, up to 100% from $89 None Static (2-Step); Trailing (1-Step/Instant) ✓ ✓ 24-48 hours Visit →
4.2 ★ 1-Step (Day Trade / Swing) $200000 (scaled to $4,000,000) 70% flat (no confirmed scaling tier) from $42 None on Flex accounts Static ✗ ✗ Every 14 days Visit →
3.7 ★ Ability Challenge (2-Step) / Ability One (1-Step) / Instant $240000 (scaled to $2,000,000) 50-75% base, up to 90% from $49 4-5 Static ✗ ✗ Monthly (slower than most competitors) Visit →
3.6 ★ Rapid (1-Phase) / Classic (2-Phase) / Ultra (2-Phase) $100000 (combinable to $400,000, scaling to $2,000,000) 80% base, up to 95-100% via scaling from $49 — Static ✗ ✗ Every 10 days after first window Visit →
2.7 ★ Varies by asset class $200000 Up to 90% from $20 — — ✗ ✗ — Visit →
4.1 ★ Instant Funding / 1-Phase / 2-Phase / 3-Phase $200000 80% base, up to 90% via add-on from $79 None 10% EOD trailing, locks at 5% ✗ ✗ Weekly, after a 14-day first window Visit →
2.8 ★ Turbo / Sprint / Classic (1/2/3-Step) $400000 80% base, up to 95% from $8.88 3 profitable days Trailing (6% cap) ✗ ✓ Bi-weekly, first same-day on Sprint Visit →
4.3 ★ SwiftTrader (1-Step) / ProTrader (2-Step) / StartTrader (3-Step) $200000 (scaled to $4,000,000) 80% base, 100% on SwiftTrader from $44 None on first payout Static ✓ ✓ On-demand, fastest recorded under 4 minutes Visit →
4.0 ★ Instant / 1-Step / 2-Step / 3-Step / Nova $400000 80% base (50% on Instant), up to 90% from $149 — Varies by program ✗ ✗ Every 14 days, 48-hour guarantee Visit →
3.9 ★ Lightning (1-Step) / Dual Step (2-Step) / Nexus (3-Step) $200000 (scaled to $1,500,000) 80% base, up to 90% from $29 3 Trailing (locks at +6%) ✗ ✗ Bi-weekly, 3 business days Visit →
3.2 ★ BEM One (1-Step) / Classic / Swing / Extended $200000 Up to 80% from $24 None on Swing/Extended/1-Step Static ✓ ✗ 1-2 business days Visit →
3.9 ★ 1-Step / 2-Step / Instant $200000 (scaled to $5,000,000) 80% base, up to 90% from $17 3 profitable days Static, locked at initial balance ✗ ✓ 14-30 days Visit →
3.3 ★ 1-Phase / 2-Phase (CFD Prime and Futures Prime) $100000 (scaled to $5,000,000) 80% base, up to 100% from $99 3 Static ✗ ✗ Bi-weekly, $100 minimum Visit →
4.4 ★ 1-Step / 2-Step / 3-Step / Instant Funding $200000 (scaled to $4,000,000) 80% base, up to 100% from $39 None Static (evaluation); Trailing (Instant) ✓ ✓ Bi-weekly, 24-48 hours Visit →
3.8 ★ 1-Step / 2-Step / Instant / Instant24 $100000 (scaled to $200,000) 75% base, up to 90% from $39 3 Trailing (locks at +6%) ✓ ✗ 30 days standard, 14 days with add-on Visit →
21 FTMO
5.0 ★ 2-Step $400,000 80% base, up to 90% from $79 4 days Static ✓ ✗ 1–3 business days Visit →
5.0 ★ 2-Step / Express $200,000 Up to 95% from $33 5 days Trailing ✓ ✓ 24–48 hours Visit →
4.6 ★ 2-Step $300,000 Up to 95% from $29 3 days Static ✓ ✓ 1-2 days typical Visit →
4.8 ★ 1-Step (customizable) $300,000 Up to 80% from $40 None Trailing ✓ ✓ 1–3 business days Visit →
25 The5ers
4.7 ★ 2-Step / 3-Step $4,000,000 (scaled) 50% rising to 100% from $39 No minimum on some plans Static ✓ ✓ Standard cycle Visit →
3.9 ★ 1-Step / 2-Step / Instant / Pay Later $400,000 80% rising to 100% via add-on from $1 Varies by model Static ✗ ✗ Bi-weekly Visit →
4.3 ★ 1-Step / 2-Step / 3-Step $600,000 Up to 90% from $39 Varies Static ✓ ✓ Standard cycle Visit →
28 Topstep
4.5 ★ One-Step Combine (futures) $750,000 (5 accounts) 100% first $25K then split from $49/mo 2 trading days minimum Daily loss limit + EOD trailing ✓ ✗ Standard cycle Visit →
4.6 ★ One-Step $300,000 per account (20 max) 100% first $25K then 90% from $147 7-day evaluation Intraday trailing only ✓ ✓ Standard cycle Visit →
30 Bulenox
4.1 ★ One-Step (Option 1 or Option 2) $2,750,000 (scaled via 11 accounts) Up to 90% from $16 5-10 days depending on option EOD (Option 2) or Trailing (Option 1) — trader's choice ✓ ✓ Weekly Visit →
4.2 ★ One-Step / Instant $250,000 Up to 90% from $49 Varies by plan Trailing ✓ ✓ Standard cycle Visit →
4.5 ★ One-Step $250,000 (up to 10 accounts) Up to 90% from $77 Varies Trailing ✗ ✓ Next-day Visit →
4.3 ★ One-Step $300,000 (5 accounts) Up to 90% from $170 Varies Intraday trailing ✗ ✓ Daily Visit →
4.0 ★ One-Step $200,000 Up to 90% from $99 Varies Trailing ✗ ✓ Standard cycle Visit →
4.1 ★ One-Step $250,000 Up to 90% from $90 Varies Trailing ✗ ✓ Fast cycle — exact speed varies Visit →
4.2 ★ 2-Step $250,000 Up to 90% from $39 Varies Static ✓ ✓ Standard cycle Visit →
4.3 ★ 2-Step $4,000,000 (scaled) 90% standard rising to 100% from $10 Varies Static ✓ ✓ 24-hour guarantee (or split rises) Visit →
4.1 ★ 2-Step $4,000,000 (scaled) Up to 90% from $15 Varies Static ✓ ✓ Standard cycle Visit →
3.8 ★ 2-Step $200,000 Up to 80% from $39 Varies Static ✗ ✗ Standard cycle Visit →
3.9 ★ 2-Step $200,000 Up to 85% from $39 Varies Static ✗ ✓ Standard cycle Visit →
4.1 ★ 1-Step / 2-Step / 3-Step / Instant $100000 (scaled to $1,000,000) 80% standard, 70% on Mini from $13 None on Instant; 3 profitable days per phase on Standard Static ✗ ✓ Every 10 business days Visit →

Best 2-Step Challenge Firms

Two-step evaluations require a Phase 1 and Phase 2 challenge before funded access. They tend to have stricter targets but higher trust scores.

Best 1-Step Challenge Firms

Single-phase evaluations get you funded faster — one target, one account. Typically higher profit targets but less time pressure.

Best Instant Funding Firms

No challenge phase — start trading a funded account immediately. Rules are enforced retroactively, so understanding them before you start is critical.

Best Futures Prop Firms

CME-based futures prop firms operate differently from forex prop — regulated clearing, different margin rules, and separate risk management.