✅ What We Like
- Direct Bybit exchange integration across 700+ crypto pairs — real exchange-native execution rather than CFD-only synthetic pricing
- Broad instrument coverage beyond crypto: forex, indices, commodities, and stocks under one account
- EAs are permitted, useful for automated crypto strategies
- News trading and weekend holding both allowed on most account types
- Genuinely low entry pricing starting under $60
❌ What Could Be Better
- Officially on FINMA's (the Swiss financial regulator) public warning list since August 23, 2024 — specifically because the Swiss entity the firm advertises, 'SWISS RLCRATES AG,' is not entered in Switzerland's commercial register
- The firm's own terms of service describe every account as simulated and the service as educational, paying discretionary 'scholarships' rather than acting as a funded-trading firm in the conventional sense — this is a meaningfully different legal relationship than most competitors in this list
- Trustpilot withdrew the firm's rating entirely for a guideline breach, and separately removed a batch of fake reviews
- The advertised 'up to 90%' split actually starts at 50% and must be earned through tier progression
- A $10,000 daily profit cap and a steady pattern of independently-reported payout-denial complaints add further reason for caution
Score Breakdown
Evaluation Rules
The drawdown here is static — your loss limit is fixed from the starting balance and never moves up as you profit. If you start a $100K account with a 10% max drawdown, the floor stays at $90K no matter how high your equity climbs. This is the most forgiving model for traders who bank profits early, because winning never shrinks your room for error.
Trading Rules at a Glance
| Rule | Status |
|---|---|
| News Trading | Allowed ✓ |
| Weekend Holding | Allowed ✓ |
| EAs / Robots | Allowed ✓ |
| Copy Trading | Restricted |
| Challenge Fee Refundable | No |
| Drawdown Type | Static |
Trading Platforms
MT4's successor — faster backtesting, more timeframes, depth-of-market, and native support for more asset classes. Most newer firms have standardised on it.
Another modern MetaTrader alternative — web-first with integrated TradingView charts. Increasingly common at newer forex firms.
Supported by Crypto Fund Trader — check the firm's site for platform-specific account details.
Payouts
Payout reliability matters more than any headline number — a generous split means nothing if withdrawals stall. Crypto Fund Trader was processing withdrawals in After 15 trading days, or every 30 days when we last verified this review. If you've withdrawn from this firm recently and your experience differs, use the report link at the bottom of this review.
Our Honest Verdict
The FINMA warning listing is a genuine, official regulatory flag — not a competitor's exaggeration or a stale complaint — and it exists specifically because the Swiss entity this firm promotes to build trust is not actually registered where it claims to be. Combined with Trustpilot withdrawing its rating and the firm's own terms describing the arrangement as an educational simulation rather than real funded trading, this is one of the higher-risk firms in this entire batch. The Bybit execution and broad instrument coverage are real technical positives, but they don't offset the legitimacy questions. If you proceed here, do so with minimal capital at risk and read the firm's actual terms of service in full before paying.
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