HOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised reviewHOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised review

Funding Pips Review 2026

✓ Verified 31 July 2026
4.6
Overall Score
★★★★
500+ data points
Last tested: June 2026
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$300000
Up to 95%
2-Step
Allowed
Allowed
Static
2022
Allowed

Overview

Straight to it: Funding Pips has been running since 2022 out of Dubai UAE, with entry starting around from $29. It’s a firm we keep an eye on because the rules and payouts have stayed consistent. The full breakdown of evaluation, platforms, and payouts is below.

Getting funded runs through a 2-Step evaluation, with drawdown tracked on a Static basis — worth understanding before you start, since it decides how much room you really have on a bad day. You’ll be trading on MT4, MT5, cTrader, keeping up to 95% of what you make. Withdrawals were processing in 1-2 days typical when we last checked. The tabs above break each of these down — rules, platforms, and payout experience — with the fine print that actually matters.

✅ What We Like

  • Splits up to 95% depending on your consistency, which beats a flat-rate model for anyone who trades well
  • Weekend holds, news trading — both allowed, no asterisks
  • Widely considered one of the easier on-ramps into prop trading for newer evaluators
  • Fees sit below FTMO and FundedNext without giving up much

❌ What Could Be Better

  • Launched in 2022, so there isn't a decade of payout history backing this one up yet
  • Community sentiment online is mixed — worth a current Trustpilot check before you commit a bigger account
  • MT4 isn't supported here either

Score Breakdown

Evaluation Fairness
9.0
Payout Reliability
8.8
Platform Quality
8.7
Spread Quality
8.9
Customer Support
8.6
Rule Flexibility
8.8
Value for Money
9.1
Transparency
8.4

Evaluation Rules

Evaluation 2-Step
Min Trading Days 3 days
Time Limit Varies
Drawdown Type Static

The drawdown here is static — your loss limit is fixed from the starting balance and never moves up as you profit. If you start a $100K account with a 10% max drawdown, the floor stays at $90K no matter how high your equity climbs. This is the most forgiving model for traders who bank profits early, because winning never shrinks your room for error.

Trading Rules at a Glance

RuleStatus
News TradingAllowed ✓
Weekend HoldingAllowed ✓
EAs / RobotsAllowed ✓
Copy TradingAllowed ✓
Challenge Fee RefundableNo
Drawdown TypeStatic

Trading Platforms

MetaTrader 4

The long-standing industry standard for forex. Huge EA library, familiar to almost every retail trader, still the platform most automated strategies are built for.

MetaTrader 5

MT4's successor — faster backtesting, more timeframes, depth-of-market, and native support for more asset classes. Most newer firms have standardised on it.

cTrader

Known for clean charting and transparent level-II pricing. Favoured by scalpers for its execution detail. Rare among prop firms, so support here is a genuine differentiator.

Payouts

Profit Split Up to 95%
Processing Time 1-2 days typical
Fee Refundable No

Payout reliability matters more than any headline number — a generous split means nothing if withdrawals stall. Funding Pips was processing withdrawals in 1-2 days typical when we last verified this review. If you've withdrawn from this firm recently and your experience differs, use the report link at the bottom of this review.

Our Honest Verdict

PropFirmChief Score
4.6/5.0

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Frequently Asked Questions

Funding Pips has been operating since 2022 and currently processes payouts in 1-2 days typical. We track verified payout reports and update this review whenever terms change — see the "Last Verified" date above for how current this information is.

Entry starts at from $29 for access up to $300,000 in funded capital. Check our current promo codes page — pricing on prop firm challenges changes often and discount codes can meaningfully cut this.

Traders keep up to 95% of profits. Run our Profit Split Calculator to see exactly what that means on your real account size.

Funding Pips uses a 2-Step evaluation, with drawdown calculated on a Static basis. Full rules, including news trading and weekend holding permissions, are in the Evaluation Rules tab above.

News trading is allowed and weekend holding is allowed. These rules can change — the Trading Rules at a Glance table above reflects our latest check.

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