HOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised reviewHOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised review

How to Pass the Funding Pips Challenge (2026)

The rules as they actually apply, the drawdown maths on a $100K account, the mistakes that end most attempts at Funding Pips, and a risk plan built around this firm's specific limits — not generic advice.

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Funding Pips challenge at a glance

Evaluation
2-Step
Drawdown model
Static
Minimum days
3 days
Time limit
Varies
Consistency rule
None
Fee ($100K)
from $29
Fee refunded
No

What Funding Pips actually asks you to do

Funding Pips runs a 2-Step. We have not yet pinned the exact profit target and loss limits into our data for this firm — they are on the firm's own pricing page, and the shape of the challenge (drawdown model, minimum days, time limit) below is what actually decides whether your strategy fits, so read that first.

How the drawdown works here — and how people misread it

Funding Pips uses a static drawdown: your loss floor is fixed from the starting balance and does not move as you profit. On a $100K account with a stated max loss, the floor stays at the stated floor no matter how high your equity climbs. This is the most forgiving model in the industry, and the mistake traders make with it is treating early profit as "free" risk. It is not free — every dollar you give back is a dollar closer to the same floor.

Model it against your actual stop sizes with the Drawdown Calculator before you start; two minutes there saves a reset fee.

The rules that end Funding Pips evaluations

  • No consistency rule on record. One strong day counts fully. That does not mean you should swing for it — an oversized day that goes the other way is the daily loss cap.
  • News trading: allowed. You can hold through and trade releases here. The risk is your own — spreads widen and stops slip, and a slipped stop through the daily cap still counts.
  • Weekend holding: allowed. Swing positions can stay open. Gap risk over the weekend still counts against your drawdown on Monday.
  • EAs / automation: allowed. Bots are fine, but "your own" usually means yours — off-the-shelf EAs shared by many traders can trip copy-trade detection.
  • Minimum 3 days trading days. Hitting the target in two sessions does not pass you — you still have to log the days. Plan small, low-risk trades to fill them rather than sitting out and then forcing it.
  • Time limit: Varies. The clock is the pressure. The usual failure is a slow first half, then doubled size to catch up. Decide on day one what "not passing this attempt" looks like and accept it rather than tripling risk in week four.

A plan that fits Funding Pips's rules

  1. Fix risk per trade at 1% and do not touch it. Two losers and the day is done, whatever the platform lets you do.
  2. Set a daily stop below the firm's. Your own line should sit well inside the firm's. The gap is slippage and the "one more trade" moment.
  3. Spread the target across as many sessions as the time limit allows. The target divided by twenty is a small daily number; the mistake is trying to make it a large one.
  4. Screenshot the rules page with the date visible. Terms change. "It said something different when I bought" is worth a lot more with evidence.

Platform

Funding Pips runs on MT4, MT5, cTrader. Practise on the same platform before the evaluation starts — a mis-click on an unfamiliar ticket is the dumbest possible way to hit a daily cap, and it happens every week.

After you pass

Passing gets you a funded account, not a payout. The split is Up to 95%. Withdrawals were processing in 1-2 days typical when we last checked. The challenge fee is not refunded, so the first payout is where you start recovering it. Read the funded-account rules before your first funded trade: at many firms they are stricter than the evaluation rules, and that is where the second wave of terminations happens.

Quick answers

Does Funding Pips allow weekend holding?

Yes — positions can stay open over the weekend at Funding Pips.

Can I trade news at Funding Pips?

Yes, news trading is allowed at Funding Pips. Spreads and slippage during releases are your risk.

How many trading days does the Funding Pips challenge require?

A minimum of 3 days. Hitting the target faster does not shorten it.

Is there a time limit on the Funding Pips evaluation?

Yes: Varies.

Is the Funding Pips challenge fee refundable?

No — the fee is not refunded.

Related

Rules change. This page is generated from our review data, last verified June 2026. Spot something outdated? Report it on the review page.