HOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised reviewHOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised review

Fintokei Review 2026

✓ Verified
4.3
Overall Score
★★★★
500+ data points

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Quick Facts
Founded 2023
Headquarters Czech Republic
Max Account $200,000 (scaled to $4,000,000)
Profit Split 80% base, 100% on SwiftTrader
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$200,000 (scaled to $4,000,000)
80% base, 100% on SwiftTrader
SwiftTrader (1-Step) / ProTrader (2-Step) / StartTrader (3-Step)
On-demand, fastest recorded under 4 minutes
None on first payout
Allowed ✓
Allowed ✓
2023

✅ What We Like

  • Broker-backed by Purple Trading, a real institutional connection rather than a standalone shop
  • $20M+ paid out with a 4.8 Trustpilot rating, a genuinely strong independent trust signal
  • SwiftTrader offers a real 100% profit split from your very first payout, not just after scaling
  • On-demand payouts with a recorded processing time as fast as under 4 minutes
  • News trading, weekend holding, and EAs all permitted

❌ What Could Be Better

  • At three to four years old, one independent tracker specifically flags the firm as short of the five-year threshold it requires for its highest trust tier
  • Scaling program was recently replaced by a new Loyalty Program in January 2026, meaning older reviews describing the previous scaling structure are now out of date
  • Commercial, unmodified EAs are barred — only trader-customized bots are permitted

Score Breakdown

Evaluation Fairness
8.2
Payout Reliability
8.4
Platform Quality
8.2
Spread Quality
8.0
Customer Support
8.0
Rule Flexibility
7.6
Value for Money
8.4
Transparency
7.6

Evaluation Rules

Evaluation SwiftTrader (1-Step) / ProTrader (2-Step) / StartTrader (3-Step)
Min Trading Days None on first payout
Time Limit No time limit
Drawdown Type Static

The drawdown here is static — your loss limit is fixed from the starting balance and never moves up as you profit. If you start a $100K account with a 10% max drawdown, the floor stays at $90K no matter how high your equity climbs. This is the most forgiving model for traders who bank profits early, because winning never shrinks your room for error.

Trading Rules at a Glance

RuleStatus
News TradingAllowed ✓
Weekend HoldingAllowed ✓
EAs / RobotsAllowed ✓
Copy TradingRestricted
Challenge Fee RefundableYes ✓
Drawdown TypeStatic

Trading Platforms

MetaTrader 5

MT4's successor — faster backtesting, more timeframes, depth-of-market, and native support for more asset classes. Most newer firms have standardised on it.

MatchTrader

Supported by Fintokei — check the firm's site for platform-specific account details.

Payouts

Profit Split 80% base, 100% on SwiftTrader
Processing Time On-demand, fastest recorded under 4 minutes
Fee Refundable Yes ✓

Payout reliability matters more than any headline number — a generous split means nothing if withdrawals stall. Fintokei was processing withdrawals in On-demand, fastest recorded under 4 minutes when we last verified this review, and the challenge fee is refunded once you reach your first payout — effectively making the evaluation free if you pass and withdraw. If you've withdrawn from this firm recently and your experience differs, use the report link at the bottom of this review.

Our Honest Verdict

This is a genuinely solid mid-tier firm — real broker backing, a strong independent trust score, and a 100% split claim on SwiftTrader that's actually corroborated by multiple sources rather than just marketing copy. The main honest caveat is recency: three to four years of operation is respectable but still short of the longest-established names, and the recent Loyalty Program change means it's worth checking the current rules directly rather than relying on older reviews.

PropFirmChief Score
4.3/5.0

Spot something outdated? Report it here and we'll check it within 48 hours.

Frequently Asked Questions

Fintokei has been operating since 2023 and currently processes payouts in On-demand, fastest recorded under 4 minutes. We track verified payout reports and update this review whenever terms change — see the "Last Verified" date above for how current this information is.

Entry starts at from $44 for access up to $200000 (scaled to $4,000,000) in funded capital. Check our current promo codes page — pricing on prop firm challenges changes often and discount codes can meaningfully cut this.

Traders keep 80% base, 100% on SwiftTrader of profits, and the challenge fee is refunded on your first payout. Run our Profit Split Calculator to see exactly what that means on your real account size.

Fintokei uses a SwiftTrader (1-Step) / ProTrader (2-Step) / StartTrader (3-Step) evaluation, with drawdown calculated on a Static basis. Full rules, including news trading and weekend holding permissions, are in the Evaluation Rules tab above.

News trading is allowed and weekend holding is allowed. These rules can change — the Trading Rules at a Glance table above reflects our latest check.

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