HOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised reviewHOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised review
Head-to-Head Comparison

Topstep vs My Funded Futures Side-by-side breakdown — fees, rules, payouts, and our verdict

Topstep
Est. 2012
4.5
out of 5.0
from $49/mo challenge fee
100% first $25K then split profit split
Visit Topstep → Full review →
VS
My Funded Futures
Est. 2023
4.5
out of 5.0
from $77 challenge fee
Up to 90% profit split
Visit My Funded Futures → Full review →

Quick Verdict

Overall Score
Topstep
Lower Entry Fee
Topstep
Higher Profit Split
Topstep
Larger Max Account
Topstep

Full Comparison

Metric Topstep My Funded Futures
Our Score 4.5/5 4.5/5
Challenge Fee from $49/mo ✓ from $77
Profit Split 100% first $25K then split ✓ Up to 90%
Max Account $750,000 (5 accounts) ✓ $250,000 (up to 10 accounts)
Evaluation Type One-Step Combine (futures) One-Step
Drawdown Type Daily loss limit + EOD trailing Trailing
Min Trading Days 2 trading days minimum Varies
Time Limit No fixed limit on Combine No fixed limit
Platforms TopstepX (exclusive platform) Tradovate, NinjaTrader, Rithmic
Payout Speed Standard cycle Next-day
News Trading ✓ ✗
Weekend Hold ✗ ✓
EAs / Robots ✗ ✗
Fee Refundable ✗ ✗
Founded 2012 2023
HQ Chicago Illinois US United States

Score Breakdown

Customer Support Topstep: 9 · My Funded Futures: 8.6
Value for Money Topstep: 8 · My Funded Futures: 9
■ Topstep ■ My Funded Futures

Topstep and My Funded Futures both show up on most "best prop firm" shortlists, but they are built for different traders. Topstep scores 4.5/5 on our review and has been paying traders since 2012 (14 years); My Funded Futures scores 4.5/5 and has been paying traders since 2023 (3 years). The table below puts every rule side by side — this intro is the short version.

On entry cost, Topstep charges from $49/mo and My Funded Futures charges from $77 for its standard evaluation. The profit split is 100% first $25K then split at Topstep versus Up to 90% at My Funded Futures — but a bigger split only matters if the payout actually arrives, so weigh it against the payout-speed row. The drawdown models differ: Topstep uses daily loss limit + eod trailing, My Funded Futures uses trailing. That single rule changes how much room you really have on a losing day, so check the "Drawdown Explained" guide if the distinction is new to you.

Topstep does not allow weekend holding and My Funded Futures allows it. If your strategy carries positions across the weekend, that alone should decide this comparison for you.

Pros & Cons

Topstep

✅ Pros
• Operating continuously since 2012 — the longest run of any futures prop firm, period
• The subscription model, $49 a month for the 50K Combine, makes repeated attempts cheap
• Real educational depth, especially useful if futures specifically are new to you
• Up to 5 Express Funded accounts, $750,000 combined
❌ Cons
• Daily loss limit plus an end-of-day trailing drawdown together — that combination is less forgiving than Apex's intraday-only approach
• No weekend holding
• Even the fastest Combine option needs a 2-day minimum, so there's a floor on how quickly you can move through it
• Month after month of subscription fees can add up to more than a one-time evaluation fee elsewhere, if you need a few tries

My Funded Futures

✅ Pros
• 4.9 out of 5 on Trustpilot from over 16,000 reviews — the best independently verified satisfaction score in this entire futures category
• No activation fee, which removes a line item several competitors still charge
• Next-day payouts, among the fastest turnaround in futures prop
• Starts at $77 for a 50K account, the cheapest entry on this list
❌ Cons
• Has to go flat during FOMC, CPI, and NFP releases — a real restriction if news events are part of your strategy
• Up to 10 accounts total, but only 5 can be funded simultaneously, a real cap next to Apex's 20
• Founded in 2023, a shorter history than Topstep's 2012 start
Topstep
4.5/5
Visit Topstep →
Read full review
My Funded Futures
4.5/5
Visit My Funded Futures →
Read full review

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Compare more firms: Full comparison table →