HOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised reviewHOTFTMO raises max funded to $400K — our review updatedNEWFundedNext now pays 90% profit split on all funded accountsDEALThe5ers free evaluation — limited spots this weekUPDATEE8 Markets drawdown rules updated — see our revised review

Moneta Funded Review 2026

✓ Verified
3.8
Overall Score
★★★
500+ data points

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Quick Facts
Founded 2026
Headquarters Saint Lucia
Max Account $200,000 (scaled to $2,000,000 via Phoenix)
Profit Split 88% flat across all account types
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$200,000 (scaled to $2,000,000 via Phoenix)
88% flat across all account types
1-Step / 2-Step / Instant / Phoenix
Every 14 days
3 profitable days per phase
Allowed ✓
Allowed ✓
2026

✅ What We Like

  • Genuine multi-regulated broker backing (Moneta Markets holds FCA, ASIC, FSCA, and other licenses) — real institutional infrastructure, not just marketing language
  • Flat 88% profit split across every account type, no scaling required to reach a strong number
  • ECN spreads and fiber-optic Equinix hub execution deliver real institutional-grade fills
  • Phoenix scaling program includes a free retry if you fail the first attempt
  • 200+ tradable instruments across the account lineup

❌ What Could Be Better

  • Launched in late 2025 / early 2026 — this is one of the youngest firms in this entire batch, with only a few months of live payout history
  • Registered in Saint Lucia rather than a directly regulated jurisdiction, even though the parent broker is regulated
  • Only 55-200 Trustpilot reviews at time of research, a genuinely small sample to judge reliability from
  • 88% split, while strong, sits slightly below the 90%+ some competitors advertise at their top tier

Score Breakdown

Evaluation Fairness
7.6
Payout Reliability
7.4
Platform Quality
8.4
Spread Quality
8.4
Customer Support
7.2
Rule Flexibility
7.4
Value for Money
8.0
Transparency
5.8

Evaluation Rules

Evaluation 1-Step / 2-Step / Instant / Phoenix
Min Trading Days 3 profitable days per phase
Time Limit No time limit
Drawdown Type Static and Trailing (varies by program)

The drawdown here is static — your loss limit is fixed from the starting balance and never moves up as you profit. If you start a $100K account with a 10% max drawdown, the floor stays at $90K no matter how high your equity climbs. This is the most forgiving model for traders who bank profits early, because winning never shrinks your room for error.

Trading Rules at a Glance

RuleStatus
News TradingAllowed ✓
Weekend HoldingAllowed ✓
EAs / RobotsAllowed ✓
Copy TradingRestricted
Challenge Fee RefundableNo
Drawdown TypeStatic and Trailing (varies by program)

Trading Platforms

MetaTrader 5

MT4's successor — faster backtesting, more timeframes, depth-of-market, and native support for more asset classes. Most newer firms have standardised on it.

MatchTrader

Supported by Moneta Funded — check the firm's site for platform-specific account details.

Payouts

Profit Split 88% flat across all account types
Processing Time Every 14 days
Fee Refundable No

Payout reliability matters more than any headline number — a generous split means nothing if withdrawals stall. Moneta Funded was processing withdrawals in Every 14 days when we last verified this review. If you've withdrawn from this firm recently and your experience differs, use the report link at the bottom of this review.

Our Honest Verdict

The broker backing here is real and meaningfully differentiates Moneta from the wave of white-label prop firms with no institutional connection at all. But 'genuinely new' is the honest word for this firm — a few months of operation and a small review sample mean the flat 88% split and Equinix infrastructure are promising on paper without yet having the multi-cycle payout history to fully confirm reliability at scale.

PropFirmChief Score
3.8/5.0

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Frequently Asked Questions

Moneta Funded has been operating since 2026 and currently processes payouts in Every 14 days. We track verified payout reports and update this review whenever terms change — see the "Last Verified" date above for how current this information is.

Entry starts at from $49 for access up to $200000 (scaled to $2,000,000 via Phoenix) in funded capital. Check our current promo codes page — pricing on prop firm challenges changes often and discount codes can meaningfully cut this.

Traders keep 88% flat across all account types of profits. Run our Profit Split Calculator to see exactly what that means on your real account size.

Moneta Funded uses a 1-Step / 2-Step / Instant / Phoenix evaluation, with drawdown calculated on a Static and Trailing (varies by program) basis. Full rules, including news trading and weekend holding permissions, are in the Evaluation Rules tab above.

News trading is allowed and weekend holding is allowed. These rules can change — the Trading Rules at a Glance table above reflects our latest check.

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